Unemployment:
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2006 | 4.7 | 4.8 | 4.7 | 4.7 | 4.6 | 4.6 | 4.7 | 4.7 | 4.5 | 4.4 | 4.5 | 4.4 |
| 2007 | 4.6 | 4.5 | 4.4 | 4.5 | 4.4 | 4.6 | 4.7 | 4.6 | 4.7 | 4.7 | 4.7 | 5.0 |
| 2008 | 5.0 | 4.9 | 5.1 | 5.0 | 5.4 | 5.6 | 5.8 | 6.1 | 6.1 | 6.5 | 6.8 | 7.3 |
| 2009 | 7.8 | 8.3 | 8.7 | 9.0 | 9.4 | 9.5 | 9.5 | 9.6 | 9.8 | 10.0 | 9.9 | 9.9 |
| 2010 | 9.8 | 9.8 | 9.9 | 9.9 | 9.6 | 9.4 | 9.4 | 9.5 | 9.5 | 9.4 | 9.8 | 9.3 |
| 2011 | 9.1 | 9.0 | 9.0 | 9.1 | 9.0 | 9.1 | 9.0 | 9.0 | 9.0 | 8.8 | 8.6 | 8.5 |
| 2012 | 8.3 | 8.3 | 8.2 | 8.2 | 8.2 | 8.2 | 8.2 | 8.1 | 7.8 | 7.8 | 7.7 | 7.9 |
| 2013 | 8.0 | 7.7 | 7.5 | 7.6 | 7.5 | 7.5 | 7.3 | 7.3 | 7.3 | 7.2 | 6.9 | 6.7 |
| 2014 | 6.6 | 6.7 | 6.7 | 6.2 | 6.2 | 6.1 | 6.2 | 6.2 | 6.0 | 5.7 | 5.8 | 5.6 |
| 2015 | 5.7 | 5.5 | 5.5 | 5.4 | 5.5 | 5.3 | 5.3 | 5.1 | 5.1 | 5.0 | 5.0 | 5.0 |
| 2016 | 4.9 | 4.9 | 5.0 | 5.0 | 4.7 | 4.9 | 4.9 | 4.9 | 5.0 | 4.9 |
Just filled up at $1.96 / galllon.
DOW:
18,500 amazingly climbing after the election.
Home Loan Rates:
Already climbing days after election.
NATIONAL 30-YEAR FIXED MORTGAGE RATES GO UP TO 3.66%
Friday, November 11, 2016
The current average 30-year fixed mortgage rate climbed 2 basis points from 3.64% to 3.66% on Friday, Zillow announced.
The 30-year fixed mortgage rate on November 11, 2016 is up 26 basis points from the previous week's average rate of 3.40%.
Additionally, the current national average 15-year fixed mortgage rate increased 1 basis point from 2.83% to 2.84%. The current national average 5/1 ARM rate is down 1 basis point from 2.86% to 2.85%
Health Insurance Coverage Rates:
My monthly cost for a family of 5 is $363.34 and my costs were the same last year.
Estimates of the number of uninsured[edit]
Gallup estimated in July 2014 that the uninsured rate for adults (persons 18 years of age and over) was 13.4% as of Q2 2014, down from 18.0% in Q3 2013 when the health insurance exchanges created under the Patient Protection and Affordable Care Act (PPACA or "Obamacare") first opened. The uninsured rate fell across nearly all demographic groups.[3]
The Commonwealth Fund reported that the uninsured rate among adults 19-64 declined from 20% in Q3 2013 to 15% in Q2 2014, meaning approximately 9.5 million more adults had health insurance.[2]
The United States Census Bureau annually reports statistics on the uninsured. The 2012 Census Bureau Health Insurance highlights summary report states that:
- In 2012, the percentage of people without health insurance decreased to 15.4 percent from 15.7 percent in 2011. The number of uninsured people in 2012 was not statistically different from 2011, at 48.0 million.
- Both the percentage and number of people with health insurance increased in 2012 to 84.6 percent and 263.2 million, up from 84.3 percent and 260.2 million in 2011.
- The percentage of people covered by private health insurance in 2012 was not statistically different from 2011, at 63.9 percent. This is the second consecutive year that the percentage of people covered by private health insurance was not statistically different from the previous year’s estimate. The number of people covered by private health insurance increased in 2012 to 198.8 million, up from 197.3 million in 2011.
- The percentage and number of people covered by government health insurance increased to 32.6 percent and 101.5 million in 2012 from 32.2 percent and 99.5 million in 2011.
- The percentage and number of people covered by employment-based health insurance in 2012 were not statistically different from 2011, at 54.9 percent and 170.9 million.
- The percentage and number of people covered by Medicaid in 2012 were not statistically different from 2011, at 16.4 percent and 50.9 million.
- The percentage and number of people covered by Medicare increased in 2012 to 15.7 percent and 48.9 million, from 15.2 percent and 46.9 million in 2011.
- Since 2009, Medicaid has covered more people than Medicare.[5]
The Rand Corporation reported that by March 2014: "Enrollment in employer-sponsored insurance plans increased by 8.2 million and Medicaid enrollment increased by 5.9 million, although some individuals did lose coverage during this period. The authors also found that 3.9 million people are now covered through the state and federal marketplaces — the so called insurance exchanges — and less than 1 million people who previously had individual-market insurance became uninsured during the period in question. While the survey cannot tell if this latter group lost their insurance due to cancellation or because they simply felt the cost was too high, the overall number is very small, representing less than 1 percent of people between the ages of 18 and 64."[6]
